In this time of crisis, Owners & Operators, as well as Lenders and Suppliers are looking at the rapidly changing economic landscape and wondering:

  • How long will this last?
  • How quickly will the economy recover?
  • Can I keep my business intact for the future?

    Owners and Operators have closed dining rooms and pivoted their businesses to delivery and carry-out only. While this can help pay some of the bills and keep some workers employed, it does not balance revenue with costs. The financial strains can only increase over time.

    Our Government continues to aid in support of small businesses with a variety of programs to help mitigate, short term, the severity of this downturn. We feel that ultimately the long-term effects will be determined by how Debtors and Creditors, Lessees and Landlords work together to bring individual contracts to a viable, durable and workable conclusion. That ‘workable’ conclusion may entail restructuring debts, sale of assets, or a combination that will be unique to each client’s situation. The objectives must balance the needs of all the parties. Maximum flexibility will be necessary from all participants in these negotiations.

    National Retail Concept Partners (NRCP) has experience helping originate unique solutions. Their combined skills comprise over 75 years of strategic, operational, analytic, and financial experience in the restaurant industry. That combined experience has taught them:

  • No Company is too big.
    Helped restructure and resolve a portfolio of restaurant debt, ~$1B.
  • Or, too small.
    Restructured casual and Fine dining concepts, (~$15M).
  • Wall Street Senior Analyst for various industries
    Restaurants, recyclers, suppliers, analysis, earnings, and cost savings projections for


  • Hands-on Owner/Operator.

    NRCP focuses on the QSR, Fast Casual, Family Dining and Casual Dining segments. We have worked with Private Equity, Owners, Operators, and Lenders. Some of these restructured obligations have included franchisor-franchisee loans, landlord contracts, bank loans, senior and subordinated debt.

    NRCP is a consulting firm to the restaurant industry specializing in the lower-middle market. Please visit their website at Also, on Linked-In at National Retail Concept Partners. Feel free to contact the partners at 415-726-4450 or email them

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